Credit Repair Advice
If you are looking for credit repair advice, please be careful
when dealing with companies which claim they can 'clean up' your
credit history. You'll find the ads in newspapers and magazines
and even on the TV or the radio. You can sort out your credit file
yourself or with expert help FREE OF CHARGE. You do not need to
pay for credit repair advice.
You can get free advice about County Court Judgments, bankruptcy,
defaulted accounts or other arrears
You can get free advice on how to sort out your debts and how to
apply for credit even if your past is not perfect
You can get free advice about the contents of your credit file
You can get finance even if you have credit problems, you just
need to know where to look. this site can help with loans and mortgages.
There are credit card companies such as Capital One or the Associates
that will provide credit cards for those with impaired credit.
Useful Contacts
Callcredit plc
PO Box 491
Leeds
LS3 1WZ
Experian
Consumer Help Service
PO Box 8000
Nottingham
NG1 5GX
Equifax Plc
PO Box 1140
Bradford
BD1 5US
If you cannot afford the £2 fee, ask your local Citizens
Advice Bureau or other money advisor to help. For the CAB's address
look in your local Phone Book or on the Internet at www.adviceguide.org.uk.
They will also help you sort out any debt problems
Also, for help with debt and credit problems phone (free):
Consumer Credit Counselling Service on 0800 138 1111
National Debtline on 0808 808 4000
You can get a free booklet - 'No Credit?' - from the UK Office
of the Information Commissioner, simply phone: 0870 4421211.
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