Credit Repair Advice

If you are looking for credit repair advice, please be careful when dealing with companies which claim they can 'clean up' your credit history. You'll find the ads in newspapers and magazines and even on the TV or the radio. You can sort out your credit file yourself or with expert help FREE OF CHARGE. You do not need to pay for credit repair advice.

You can get free advice about County Court Judgments, bankruptcy, defaulted accounts or other arrears

You can get free advice on how to sort out your debts and how to apply for credit even if your past is not perfect

You can get free advice about the contents of your credit file

You can get finance even if you have credit problems, you just need to know where to look. this site can help with loans and mortgages. There are credit card companies such as Capital One or the Associates that will provide credit cards for those with impaired credit.

Useful Contacts

Callcredit plc
PO Box 491
Leeds
LS3 1WZ

Experian
Consumer Help Service
PO Box 8000
Nottingham
NG1 5GX

Equifax Plc
PO Box 1140
Bradford
BD1 5US

If you cannot afford the £2 fee, ask your local Citizens Advice Bureau or other money advisor to help. For the CAB's address look in your local Phone Book or on the Internet at www.adviceguide.org.uk. They will also help you sort out any debt problems

Also, for help with debt and credit problems phone (free):
Consumer Credit Counselling Service on 0800 138 1111
National Debtline on 0808 808 4000

You can get a free booklet - 'No Credit?' - from the UK Office of the Information Commissioner, simply phone: 0870 4421211.