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Personal Loans > Car Loans

A car is no longer a luxury but a necessity for many, a car can not only give you the freedom to go where you want when you want, but can also remove the hassle involved with relying on public transport, especially when travelling with young children or armfuls of shopping. Unfortunately cars are expensive commodities, especially new ones and those that could be considered reliable and most people do not have the cash available to make such a purchase - this is where car loans come in. Such a loan will provide you with the money that you need to buy the car that you want, and will allow you to repay the loan over a period of time, thus spreading the cost and making that car you want an affordable option.

Our loan enquiry service will find you a suitable car loan at a low rate of interest, all you need to do is fill out a short form and our brokers will begin to search through the numerous loan deals that we have access to in order to find the right one for you. This service is offered completely free of charge, and you are under no obligation to take out a loan as a result of using it.

There are a number of finance options available to you when looking to buy a car, especially if you are going to be buying new from a main dealer. Hire purchase and dealer finance options may be appealing, especially those offering nought percent or low interest introductory periods, however you should look beyond the headline figures and check the small print. Check what the interest rates will be once this initial period has ended, and check to see if there are any addition fees associated with the finance, in many cases a car loan arranged with a specialist lender will offer you a better deal.

While car manufacturers offer finance deals, often you will pay more interest than you need to, arranging your finance before you buy can lead to a better deal, and put you in a stronger buying position - it's often far easier to negotiate when you have the cash in your pocket and you are ready to complete the deal then and there.

By taking out a personal loan to buy a new car, you will probably be in the best position - lower interest rates than those offered by traditional car finance methods; the freedom to shop around for the best vehicle; and, you are in a strong position to barter as a 'cash purchaser'. Also, the loan will not be secured on the vehicle and the car is owned outright by you.

Our comprehensive and independent personal loan service will search through the different personal loans on the market to find the best deal for you. We have access to hundreds of loan products from over 50 different UK providers in the UK, as well as many exclusive deals, so getting the right personal loan couldn't be easier.

To find the personal loan that is suited to your circumstances, simply complete the short form and one of our specialists will find the best buy for you. Using our expertise, we will review the options available to you, taking into account your needs and personal circumstances.

With the high depreciation in value that most cars see within six months to a year, many people choose to buy second hand and benefit from avoiding this sharp drop and getting a car at a reduced cost. When buying second hand you will have the option of going to a car dealer, or buying from a private seller. Arranging a car loan will allow you to take advantage of the latter of these options to get a better deal when buying a car.